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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $257,950 | $70,418+266.3% | $96,570+167.1% | $85,847+200.5% |
| Participation rate | 80.6% | 61.8%+18.8pp | 69.8%+10.8pp | 69.3%+11.3pp |
| Annual return | 18.39% | 18.59%-0.2pp | 37.79%-19.4pp | 318.61%-300.2pp |
| Employer contribution / active EE | $7,295 | $1,413+416.2% | $2,357+209.5% | $2,565+184.4% |
| Participant deferral / active EE | $4,714 | $2,894+62.9% | $3,849+22.5% | $3,952+19.3% |
| Admin fee / account holder | $49,147 | $4,995+883.9% | $6,182+695.0% | $6,261+685.0% |