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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,068 | $58,493+238.6% | $84,023+135.7% | $72,976+171.4% |
| Participation rate | 100.0% | 61.2%+38.8pp | 69.0%+31.0pp | 69.5%+30.5pp |
| Annual return | 2.24% | 28.93%-26.7pp | 71.32%-69.1pp | 81.02%-78.8pp |
| Employer contribution / active EE | $7,807 | $1,163+571.3% | $1,984+293.5% | $2,440+220.0% |
| Participant deferral / active EE | $3,726 | $2,394+55.6% | $3,239+15.0% | $3,608+3.3% |
| Admin fee / account holder | $3,702 | $4,569-19.0% | $6,102-39.3% | $5,124-27.8% |