See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $27,633 |
NBT BANCORP NA5 years Filed as: NBT CAPITAL MANAGEMENT Service code 27 · EIN 55-0846628 | Advisory (Plan) | $24,322 |
CHARLES SCHWAB & CO., INC.10+ years Filed as: CHARLES SCHWAB TRUST CO. Service code 18 | Custodial (other than securities) | $10,283 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB & CO, INC. Service code 18 · EIN 94-1737782 | Custodial (other than securities) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,640 | $122,239+69.0% | $184,203+12.2% | $74,495+177.4% |
| Participation rate | 94.0% | 85.5%+8.5pp | 86.8%+7.1pp | 67.2%+26.8pp |
| Annual return | 11.47% | 19.95%-8.5pp | 28.81%-17.3pp | 1364.94%-1353.5pp |
| Employer contribution / active EE | $2,072 | $4,537-54.3% | $6,427-67.8% | $2,623-21.0% |
| Participant deferral / active EE | $4,960 | $7,139-30.5% | $9,131-45.7% | $4,346+14.1% |
| Admin fee / account holder | $318 | $1,260-74.8% | $13,901-97.7% | $1,942-83.6% |