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| Provider | Service type | Compensation |
|---|---|---|
ALLIANCE BENEFIT GROUP4+ years Service code 15 · EIN 37-0899315 | Recordkeeping | $59,937 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,250 | $79,523+102.8% | $140,019+15.2% | $56,289+186.5% |
| Participation rate | 97.3% | 85.7%+11.6pp | 87.5%+9.8pp | 69.9%+27.5pp |
| Annual return | -5.01% | 2.39%-7.4pp | 651.17%-656.2pp | -9.96%+5.0pp |
| Employer contribution / active EE | $1,414 | $3,350-57.8% | $5,605-74.8% | $2,111-33.0% |
| Participant deferral / active EE | $3,217 | $5,129-37.3% | $6,927-53.5% | $3,350-4.0% |
| Admin fee / account holder | $319 | $614-48.1% | $10,705-97.0% | $521-38.8% |