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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,413 | $129,737+216.3% | $119,126+244.5% | $154,746+165.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 21.90% | 379.08%-357.2pp | 282.11%-260.2pp | 172.34%-150.4pp |
| Employer contribution / active EE | $4,093 | $4,375-6.4% | $4,034+1.5% | $4,379-6.5% |
| Participant deferral / active EE | $11,140 | $5,842+90.7% | $5,318+109.5% | $6,730+65.5% |
| Admin fee / account holder | $37,559 | $11,961+214.0% | $10,693+251.2% | $14,365+161.5% |