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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,764 | $124,330+212.7% | $109,173+256.1% | $167,536+132.0% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 15.80% | 26.04%-10.2pp | 25.75%-10.0pp | 478.82%-463.0pp |
| Employer contribution / active EE | $4,939 | $4,209+17.3% | $3,723+32.7% | $4,839+2.1% |
| Participant deferral / active EE | $10,419 | $5,256+98.2% | $4,654+123.9% | $6,342+64.3% |
| Admin fee / account holder | $4,847 | $7,974-39.2% | $6,755-28.2% | $12,315-60.6% |