Retirement plan

KEMPER CPA GROUP LLP EMPLOYEES PROFIT SHARING PLAN

Name: KEMPER CPA GROUP LLP - KEMPER CPA GROUP LLP EMPLOYEES PROFIT SHARING PLAN (2018) Form 5500
Creator: KEMPER CPA GROUP LLP
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KEMPER CPA GROUP LLP EMPLOYEES PROFIT SHARING PLAN, KEMPER CPA GROUP LLP

KEMPER CPA GROUP LLPEIN 37-0818432Plan #001PY 2018

PO BOX 694 - ROBINSON, IL 624549999812-882-7730onepassionplace.comLinkedIn1-10 employeesretail

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$47.7M

+12.6% from 2017

Total participants

367

+4.9% from 2017

Average account balance

$133,343

+8.8% from 2017

Annual return

8.68%

-3.19 pp from 2017

Benchmarks

See 2,763 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort2,763 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$80.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$169K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

476

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$4.33M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$12K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.01%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$520

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
MARTIN HOOD LLC1 year Service code 10 · EIN 37-1119790 2507 SOUTH NEIL ST. · CHAMPAIGN, IL 61820	Accounting	$9,000

Plan features & details

Pension benefit codes2E2F2G2J3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$145K

$479 / participant

Other / not subdivided$145K100.0%

% of EOY assets

0.304%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MARTIN HOOD LLC
Auditor EIN: 371119790
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$133,343

$75,388+76.9%

$123,549+7.9%

$55,725+139.3%

Participation rate

97.0%

75.7%+21.4pp

82.3%+14.7pp

70.9%+26.2pp

Annual return

8.68%

4.48%+4.2pp

119.20%-110.5pp

244.93%-236.2pp

Employer contribution / active EE

$4,410

$3,063+44.0%

$4,628-4.7%

$2,078+112.2%

Participant deferral / active EE

$3,796

$5,651-32.8%

$6,426-40.9%

$3,356+13.1%

Admin fee / account holder

$406

$120+238.7%

$9,284-95.6%

$115+252.2%

Provider

Service type

Compensation

MARTIN HOOD LLC1 year

Service code 10 · EIN 37-1119790

2507 SOUTH NEIL ST. · CHAMPAIGN, IL 61820

Accounting

$9,000

KEMPER CPA GROUP LLP EMPLOYEES PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KEMPER CPA GROUP LLP EMPLOYEES PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion