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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,176 | $106,008-74.4% | $92,240-70.5% | $147,586-81.6% |
| Participation rate | 90.0% | 80.4%+9.6pp | 76.5%+13.5pp | 82.8%+7.2pp |
| Annual return | 5.87% | 50.05%-44.2pp | 176.29%-170.4pp | 578.59%-572.7pp |
| Employer contribution / active EE | $2,713 | $4,333-37.4% | $3,680-26.3% | $4,876-44.4% |
| Participant deferral / active EE | $2,214 | $4,478-50.6% | $3,897-43.2% | $5,439-59.3% |
| Admin fee / account holder | $108,944 | $6,333+1620.3% | $5,194+1997.5% | $10,886+900.8% |