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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,950 | $110,240+28.8% | $96,544+47.0% | $139,487+1.8% |
| Participation rate | 92.3% | 78.1%+14.2pp | 76.0%+16.3pp | 80.3%+12.0pp |
| Annual return | 17.77% | 26.41%-8.6pp | 25.88%-8.1pp | 373.84%-356.1pp |
| Employer contribution / active EE | $0 | $3,622-100.0% | $2,966-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $3,995 | $5,549-28.0% | $4,851-17.6% | $6,713-40.5% |
| Admin fee / account holder | $848 | $11,602-92.7% | $8,254-89.7% | $11,407-92.6% |