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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,127 | $112,131+27.6% | $95,964+49.1% | $158,982-10.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 14.55% | 171.19%-156.6pp | 91.64%-77.1pp | 302.99%-288.4pp |
| Employer contribution / active EE | $3,636 | $3,199+13.7% | $2,541+43.1% | $4,763-23.7% |
| Participant deferral / active EE | $1,735 | $4,784-63.7% | $4,167-58.4% | $5,983-71.0% |
| Admin fee / account holder | $620 | $10,136-93.9% | $6,797-90.9% | $11,252-94.5% |