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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,043 | $185,905-58.0% | $170,057-54.1% | $139,487-44.1% |
| Participation rate | 93.3% | 87.8%+5.6pp | 87.0%+6.3pp | 80.3%+13.0pp |
| Annual return | 12.48% | 60.56%-48.1pp | 53.42%-40.9pp | 373.84%-361.4pp |
| Employer contribution / active EE | $1,654 | $7,597-78.2% | $6,790-75.6% | $4,755-65.2% |
| Participant deferral / active EE | $2,387 | $11,627-79.5% | $10,411-77.1% | $6,713-64.4% |
| Admin fee / account holder | $6,612 | $15,397-57.1% | $12,826-48.5% | $11,407-42.0% |