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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,702 | $167,533-57.2% | $151,645-52.7% | $134,545-46.7% |
| Participation rate | 92.9% | 88.4%+4.5pp | 87.5%+5.4pp | 81.2%+11.6pp |
| Annual return | -11.03% | 7.81%-18.8pp | 3.34%-14.4pp | 418.37%-429.4pp |
| Employer contribution / active EE | $1,705 | $6,828-75.0% | $6,165-72.3% | $4,742-64.0% |
| Participant deferral / active EE | $2,331 | $8,985-74.1% | $8,363-72.1% | $6,401-63.6% |
| Admin fee / account holder | $48,731 | $13,781+253.6% | $11,614+319.6% | $11,431+326.3% |