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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,183 | $130,294+21.4% | $170,043-7.0% | $71,511+121.2% |
| Participation rate | 88.7% | 86.2%+2.5pp | 87.0%+1.7pp | 67.9%+20.7pp |
| Annual return | 8.36% | 20.36%-12.0pp | 53.40%-45.0pp | 28.86%-20.5pp |
| Employer contribution / active EE | $7,261 | $4,385+65.6% | $6,790+6.9% | $2,589+180.4% |
| Participant deferral / active EE | $5,454 | $6,928-21.3% | $10,410-47.6% | $4,291+27.1% |
| Admin fee / account holder | $11,801 | $966+1121.3% | $12,824-8.0% | $1,588+642.9% |