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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,408 | $123,793+8.6% | $177,848-24.4% | $79,856+68.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 2.91% | 22.82%-19.9pp | 48.33%-45.4pp | 31.71%-28.8pp |
| Employer contribution / active EE | $6,873 | $4,095+67.8% | $5,919+16.1% | $2,471+178.1% |
| Participant deferral / active EE | $4,801 | $5,956-19.4% | $7,714-37.8% | $3,741+28.3% |
| Admin fee / account holder | $1,725 | $7,243-76.2% | $12,431-86.1% | $5,306-67.5% |