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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,235 | $167,522-68.2% | $151,639-64.9% | $134,532-60.4% |
| Participation rate | 78.9% | 88.4%-9.4pp | 87.5%-8.5pp | 81.2%-2.3pp |
| Annual return | -16.02% | 7.81%-23.8pp | 3.34%-19.4pp | 418.27%-434.3pp |
| Employer contribution / active EE | $4,956 | $6,828-27.4% | $6,165-19.6% | $4,741+4.5% |
| Participant deferral / active EE | $3,015 | $8,986-66.5% | $8,363-64.0% | $6,401-52.9% |
| Admin fee / account holder | $4,063 | $13,780-70.5% | $11,613-65.0% | $11,429-64.4% |