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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,423 | $171,867-87.5% | $149,721-85.7% | $147,586-85.5% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 11.99% | 2113.36%-2101.4pp | 1501.67%-1489.7pp | 578.59%-566.6pp |
| Employer contribution / active EE | $9,299 | $6,275+48.2% | $5,444+70.8% | $4,876+90.7% |
| Participant deferral / active EE | $2,411 | $7,270-66.8% | $6,568-63.3% | $5,439-55.7% |
| Admin fee / account holder | $2,244 | $13,799-83.7% | $11,282-80.1% | $10,886-79.4% |