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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,167 | $76,551-65.8% | $123,894-78.9% | $62,881-58.4% |
| Participation rate | 66.2% | 73.0%-6.8pp | 81.4%-15.2pp | 69.3%-3.1pp |
| Annual return | 9.82% | 18.68%-8.9pp | 47.52%-37.7pp | 20.14%-10.3pp |
| Employer contribution / active EE | $1,517 | $2,882-47.4% | $4,617-67.1% | $2,281-33.5% |
| Participant deferral / active EE | $2,512 | $4,840-48.1% | $5,984-58.0% | $3,203-21.6% |
| Admin fee / account holder | $749 | $4,826-84.5% | $8,357-91.0% | $4,296-82.6% |