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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,889 | $72,177-69.7% | $115,037-81.0% | $59,633-63.3% |
| Participation rate | 69.4% | 72.6%-3.1pp | 81.4%-11.9pp | 68.7%+0.8pp |
| Annual return | -1.87% | 12.02%-13.9pp | 26.14%-28.0pp | 2041.40%-2043.3pp |
| Employer contribution / active EE | $1,440 | $2,841-49.3% | $4,608-68.8% | $2,203-34.6% |
| Participant deferral / active EE | $2,347 | $4,783-50.9% | $6,026-61.1% | $3,192-26.5% |
| Admin fee / account holder | $6,291 | $4,927+27.7% | $8,175-23.0% | $4,297+46.4% |