Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,708 | $92,684-14.0% | $82,706-3.6% | $134,509-40.7% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 81.2%-18.7pp |
| Annual return | -9.10% | 945.84%-954.9pp | 701.76%-710.9pp | 418.13%-427.2pp |
| Employer contribution / active EE | $5,472 | $3,272+67.3% | $3,007+81.9% | $4,741+15.4% |
| Participant deferral / active EE | $7,358 | $4,800+53.3% | $4,394+67.5% | $6,400+15.0% |
| Admin fee / account holder | $13,243 | $5,982+121.4% | $5,329+148.5% | $11,427+15.9% |