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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,702 | $65,712+13.7% | $57,196+30.6% | $273,972-72.7% |
| Participation rate | 95.5% | 78.3%+17.1pp | 75.3%+20.1pp | 83.0%+12.4pp |
| Annual return | -0.43% | 22.01%-22.4pp | 14.59%-15.0pp | 41.46%-41.9pp |
| Employer contribution / active EE | $4,871 | $3,280+48.5% | $2,683+81.6% | $4,869+0.1% |
| Participant deferral / active EE | $5,525 | $3,782+46.1% | $3,096+78.5% | $5,287+4.5% |
| Admin fee / account holder | $2,530 | $4,838-47.7% | $3,141-19.4% | $10,133-75.0% |