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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,830 | $70,366-88.9% | $66,674-88.3% | $138,895-94.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 27.00% | 386.41%-359.4pp | 321.24%-294.2pp | 145.39%-118.4pp |
| Employer contribution / active EE | $1,298 | $2,765-53.0% | $2,620-50.4% | $4,194-69.0% |
| Participant deferral / active EE | $2,464 | $4,374-43.7% | $4,084-39.7% | $6,396-61.5% |
| Admin fee / account holder | $834 | $5,262-84.2% | $5,098-83.6% | $12,562-93.4% |