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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,614 | $29,736-54.2% | $56,033-75.7% | $80,935-83.2% |
| Participation rate | 53.2% | 41.7%+11.5pp | 52.5%+0.7pp | 67.7%-14.5pp |
| Annual return | 19.81% | 35.28%-15.5pp | 1711.38%-1691.6pp | 35.66%-15.8pp |
| Employer contribution / active EE | $570 | $671-15.1% | $1,041-45.2% | $2,757-79.3% |
| Participant deferral / active EE | $1,709 | $1,228+39.1% | $1,954-12.5% | $4,299-60.3% |
| Admin fee / account holder | $1,347 | $2,434-44.6% | $2,827-52.3% | $6,924-80.5% |