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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,201 | $39,036-71.3% | $80,784-86.1% | $85,851-87.0% |
| Participation rate | 23.5% | 41.6%-18.0pp | 54.2%-30.6pp | 69.3%-45.8pp |
| Annual return | 27.67% | 26.31%+1.4pp | 87.31%-59.6pp | 318.63%-291.0pp |
| Employer contribution / active EE | $281 | $722-61.2% | $1,160-75.8% | $2,565-89.1% |
| Participant deferral / active EE | $1,227 | $1,326-7.5% | $2,145-42.8% | $3,952-69.0% |
| Admin fee / account holder | $89 | $2,429-96.3% | $3,380-97.4% | $6,261-98.6% |