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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,603 | $143,969+88.0% | $199,883+35.4% | $82,637+227.5% |
| Participation rate | 91.5% | 84.1%+7.3pp | 86.8%+4.7pp | 68.1%+23.4pp |
| Annual return | 15.02% | 25.67%-10.7pp | 43.81%-28.8pp | 53.51%-38.5pp |
| Employer contribution / active EE | $11,916 | $4,632+157.2% | $6,261+90.3% | $2,552+366.9% |
| Participant deferral / active EE | $16,027 | $6,937+131.0% | $9,138+75.4% | $4,126+288.4% |
| Admin fee / account holder | $14,291 | $14,597-2.1% | $17,268-17.2% | $7,339+94.7% |