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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,151 | $100,203-89.9% | $85,240-88.1% | $145,897-93.0% |
| Participation rate | 50.0% | 74.1%-24.1pp | 67.5%-17.5pp | 80.3%-30.3pp |
| Annual return | 17.85% | 84.28%-66.4pp | 66.75%-48.9pp | 552.29%-534.4pp |
| Employer contribution / active EE | $1,076 | $3,242-66.8% | $2,735-60.7% | $4,663-76.9% |
| Participant deferral / active EE | $1,547 | $5,299-70.8% | $4,527-65.8% | $6,689-76.9% |
| Admin fee / account holder | $247 | $7,265-96.6% | $6,165-96.0% | $13,390-98.2% |