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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,416 | $125,778+29.1% | $114,563+41.8% | $154,746+5.0% |
| Participation rate | 0.0% | 75.2%-75.2pp | 72.9%-72.9pp | 80.7%-80.7pp |
| Annual return | 7.99% | 295.14%-287.1pp | 241.09%-233.1pp | 172.34%-164.3pp |
| Employer contribution / active EE | $15,658 | $2,806+458.0% | $2,592+504.1% | $4,379+257.6% |
| Participant deferral / active EE | $40,019 | $4,445+800.4% | $4,142+866.2% | $6,730+494.6% |
| Admin fee / account holder | $331,795 | $8,190+3951.0% | $7,623+4252.5% | $14,365+2209.7% |