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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,049 | $109,967-39.0% | $97,197-31.0% | $145,877-54.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 10.27% | 244.27%-234.0pp | 75.47%-65.2pp | 551.28%-541.0pp |
| Employer contribution / active EE | $6,074 | $3,077+97.4% | $2,723+123.1% | $4,663+30.3% |
| Participant deferral / active EE | $11,822 | $4,676+152.8% | $4,263+177.3% | $6,691+76.7% |
| Admin fee / account holder | $71,676 | $6,199+1056.2% | $5,637+1171.5% | $13,402+434.8% |