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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,416 | $177,353-8.4% | $158,226+2.6% | $198,609-18.2% |
| Participation rate | 0.0% | 77.0%-77.0pp | 74.8%-74.8pp | 82.4%-82.4pp |
| Annual return | 7.99% | 599.50%-591.5pp | 501.41%-493.4pp | 202.70%-194.7pp |
| Employer contribution / active EE | $15,658 | $3,239+383.5% | $2,986+424.5% | $5,055+209.7% |
| Participant deferral / active EE | $40,019 | $4,615+767.1% | $4,317+827.0% | $6,977+473.6% |
| Admin fee / account holder | $331,795 | $10,960+2927.2% | $10,217+3147.6% | $19,030+1643.5% |