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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,694 | $53,162-66.7% | $91,227-80.6% | $68,490-74.2% |
| Participation rate | 100.0% | 63.2%+36.8pp | 73.2%+26.8pp | 67.9%+32.1pp |
| Annual return | -23.08% | -3.14%-19.9pp | 114.14%-137.2pp | -7.85%-15.2pp |
| Employer contribution / active EE | $4,505 | $1,709+163.5% | $2,851+58.0% | $2,597+73.5% |
| Participant deferral / active EE | $4,309 | $2,974+44.9% | $4,234+1.8% | $4,028+7.0% |
| Admin fee / account holder | $432 | $4,493-90.4% | $5,423-92.0% | $5,403-92.0% |