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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,151 | $66,402-78.7% | $109,907-87.1% | $85,847-83.5% |
| Participation rate | 88.2% | 63.9%+24.4pp | 74.2%+14.0pp | 69.3%+18.9pp |
| Annual return | 25.54% | 19.59%+5.9pp | 29.46%-3.9pp | 318.61%-293.1pp |
| Employer contribution / active EE | $3,945 | $1,687+133.8% | $2,844+38.7% | $2,565+53.8% |
| Participant deferral / active EE | $4,157 | $2,842+46.2% | $4,047+2.7% | $3,952+5.2% |
| Admin fee / account holder | $2,050 | $4,557-55.0% | $6,069-66.2% | $6,261-67.3% |