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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,690 | $134,001-87.5% | $112,258-85.1% | $134,509-87.6% |
| Participation rate | 83.3% | 78.6%+4.8pp | 75.1%+8.3pp | 81.2%+2.1pp |
| Annual return | -19.60% | 47.15%-66.7pp | 27.47%-47.1pp | 418.13%-437.7pp |
| Employer contribution / active EE | $2,409 | $4,039-40.4% | $3,636-33.7% | $4,741-49.2% |
| Participant deferral / active EE | $8,505 | $5,291+60.7% | $4,728+79.9% | $6,400+32.9% |
| Admin fee / account holder | $1,117 | $7,491-85.1% | $6,411-82.6% | $11,427-90.2% |