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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,755 | $152,460-41.1% | $118,746-24.4% | $147,585-39.2% |
| Participation rate | 84.2% | 82.3%+1.9pp | 78.3%+5.9pp | 82.8%+1.4pp |
| Annual return | 16.94% | 17.41%-0.5pp | 24.54%-7.6pp | 578.57%-561.6pp |
| Employer contribution / active EE | $8,422 | $5,046+66.9% | $4,193+100.9% | $4,876+72.7% |
| Participant deferral / active EE | $9,604 | $6,212+54.6% | $5,332+80.1% | $5,439+76.6% |
| Admin fee / account holder | $15,025 | $16,953-11.4% | $10,720+40.2% | $10,885+38.0% |