Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,124 | $76,401-78.9% | $106,387-84.8% | $64,181-74.9% |
| Participation rate | 60.7% | 73.5%-12.8pp | 77.5%-16.7pp | 69.6%-8.9pp |
| Annual return | 127.08% | -2.19%+129.3pp | 0.25%+126.8pp | 7.63%+119.4pp |
| Employer contribution / active EE | $0 | $2,680-100.0% | $3,520-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,387 | $4,274+2.7% | $5,421-19.1% | $3,470+26.4% |
| Admin fee / account holder | $357 | $4,610-92.3% | $7,510-95.2% | $4,887-92.7% |