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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,998 | $92,219-75.1% | $76,768-70.0% | $135,379-83.0% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -21.80% | 5.46%-27.3pp | 2.43%-24.2pp | 519.79%-541.6pp |
| Employer contribution / active EE | $3,397 | $3,216+5.6% | $2,485+36.7% | $4,779-28.9% |
| Participant deferral / active EE | $6,108 | $4,508+35.5% | $3,852+58.6% | $5,609+8.9% |
| Admin fee / account holder | $0 | $10,749-100.0% | $6,675-100.0% | $10,828-100.0% |