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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,918 | $81,504-79.2% | $102,437-83.5% | $80,959-79.1% |
| Participation rate | 92.0% | 66.9%+25.1pp | 74.5%+17.5pp | 67.7%+24.3pp |
| Annual return | 32.68% | 25.60%+7.1pp | 24.95%+7.7pp | 35.67%-3.0pp |
| Employer contribution / active EE | $2,108 | $3,104-32.1% | $3,871-45.5% | $2,757-23.6% |
| Participant deferral / active EE | $4,205 | $3,871+8.6% | $5,060-16.9% | $4,300-2.2% |
| Admin fee / account holder | $1,065 | $6,719-84.1% | $8,388-87.3% | $6,925-84.6% |