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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,775 | $160,040-90.1% | $147,096-89.3% | $145,877-89.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.53% | 98.49%-82.0pp | 419.75%-403.2pp | 551.28%-534.7pp |
| Employer contribution / active EE | $3,422 | $5,289-35.3% | $4,936-30.7% | $4,663-26.6% |
| Participant deferral / active EE | $3,845 | $8,429-54.4% | $8,071-52.4% | $6,691-42.5% |
| Admin fee / account holder | $3,489 | $15,050-76.8% | $13,005-73.2% | $13,402-74.0% |