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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,871 | $68,412-9.6% | $94,679-34.7% | $75,181-17.7% |
| Participation rate | 96.9% | 76.1%+20.8pp | 80.8%+16.0pp | 67.2%+29.7pp |
| Annual return | 18.76% | 616.91%-598.2pp | 156.75%-138.0pp | 160.69%-141.9pp |
| Employer contribution / active EE | $3,165 | $2,701+17.2% | $3,673-13.8% | $2,671+18.5% |
| Participant deferral / active EE | $7,503 | $6,537+14.8% | $7,417+1.2% | $4,126+81.9% |
| Admin fee / account holder | $8,467 | $5,326+59.0% | $7,233+17.1% | $5,650+49.9% |