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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,481 | $166,131-65.4% | $164,975-65.2% | $145,877-60.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 15.96% | 100.37%-84.4pp | 70.12%-54.2pp | 551.28%-535.3pp |
| Employer contribution / active EE | $10,379 | $5,276+96.7% | $4,343+139.0% | $4,663+122.6% |
| Participant deferral / active EE | $3,875 | $6,962-44.3% | $6,033-35.8% | $6,691-42.1% |
| Admin fee / account holder | $461 | $16,648-97.2% | $12,688-96.4% | $13,402-96.6% |