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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,312 | $154,159-75.8% | $130,026-71.3% | $139,456-73.2% |
| Participation rate | 84.6% | 82.0%+2.7pp | 78.5%+6.1pp | 80.3%+4.3pp |
| Annual return | 20.87% | 32.50%-11.6pp | -137.26%+158.1pp | 373.45%-352.6pp |
| Employer contribution / active EE | $10,226 | $5,292+93.2% | $4,321+136.6% | $4,753+115.2% |
| Participant deferral / active EE | $4,276 | $6,710-36.3% | $5,821-26.5% | $6,711-36.3% |
| Admin fee / account holder | $2,402 | $14,001-82.8% | $10,608-77.4% | $11,407-78.9% |