Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,492 | $30,732+54.5% | $59,496-20.2% | $59,633-20.4% |
| Participation rate | 68.6% | 43.2%+25.4pp | 54.6%+14.1pp | 68.7%0pp |
| Annual return | -4.15% | 4.47%-8.6pp | 182.05%-186.2pp | 2041.45%-2045.6pp |
| Employer contribution / active EE | $2,600 | $631+312.2% | $1,153+125.5% | $2,203+18.0% |
| Participant deferral / active EE | $5,654 | $1,183+378.0% | $1,829+209.1% | $3,192+77.2% |
| Admin fee / account holder | $6,155 | $2,136+188.1% | $2,232+175.7% | $4,297+43.2% |