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| Provider | Service type | Compensation |
|---|---|---|
CHERNOFF DIAMOND & CO., LLC4+ years Service code 11 · EIN 11-2836994 | Actuarial | $19,645 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $4,666 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,602 | $55,449-73.7% | $83,850-82.6% | $56,287-74.1% |
| Participation rate | 100.0% | 68.0%+32.0pp | 76.1%+23.9pp | 69.9%+30.1pp |
| Annual return | -6.11% | -1.38%-4.7pp | 850.92%-857.0pp | -9.96%+3.9pp |
| Employer contribution / active EE | $1,984 | $2,430-18.4% | $3,631-45.4% | $2,111-6.0% |
| Participant deferral / active EE | $1,644 | $2,935-44.0% | $4,082-59.7% | $3,350-50.9% |
| Admin fee / account holder | $45 | $656-93.1% | $5,478-99.2% | $521-91.3% |