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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,423 | $226,090-84.8% | $182,531-81.1% | $152,885-77.5% |
| Participation rate | 72.7% | 82.5%-9.7pp | 78.0%-5.2pp | 82.5%-9.7pp |
| Annual return | 337.38% | 192.57%+144.8pp | 148.57%+188.8pp | 345.39%-8.0pp |
| Employer contribution / active EE | $986 | $4,978-80.2% | $4,075-75.8% | $4,763-79.3% |
| Participant deferral / active EE | $2,741 | $6,369-57.0% | $5,525-50.4% | $5,851-53.1% |
| Admin fee / account holder | $1,724 | $10,705-83.9% | $8,593-79.9% | $11,598-85.1% |