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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,515 | $165,361-32.0% | $149,715-24.8% | $158,950-29.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 28.37% | 348.24%-319.9pp | 276.66%-248.3pp | 302.91%-274.5pp |
| Employer contribution / active EE | $7,309 | $5,103+43.2% | $4,645+57.4% | $4,762+53.5% |
| Participant deferral / active EE | $12,780 | $7,182+78.0% | $6,842+86.8% | $5,983+113.6% |
| Admin fee / account holder | $13,684 | $10,808+26.6% | $9,310+47.0% | $11,248+21.7% |