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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,005 | $83,337-82.0% | $67,834-77.9% | $273,972-94.5% |
| Participation rate | 71.4% | 76.4%-5.0pp | 68.8%+2.6pp | 83.0%-11.6pp |
| Annual return | 9.45% | 259.45%-250.0pp | 138.47%-129.0pp | 41.46%-32.0pp |
| Employer contribution / active EE | $1,900 | $3,287-42.2% | $2,403-20.9% | $4,869-61.0% |
| Participant deferral / active EE | $2,495 | $4,088-39.0% | $3,160-21.0% | $5,287-52.8% |
| Admin fee / account holder | $634 | $6,752-90.6% | $4,622-86.3% | $10,133-93.7% |