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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,789 | $142,409-81.9% | $119,634-78.4% | $134,545-80.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -40.34% | -12.46%-27.9pp | -14.98%-25.4pp | 418.37%-458.7pp |
| Employer contribution / active EE | $3,265 | $5,224-37.5% | $4,232-22.9% | $4,742-31.1% |
| Participant deferral / active EE | $13,186 | $6,468+103.9% | $5,601+135.4% | $6,401+106.0% |
| Admin fee / account holder | $1,651 | $13,594-87.9% | $10,329-84.0% | $11,431-85.6% |