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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,520 | $176,794-86.7% | $146,647-84.0% | $167,553-86.0% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 19.01% | 24.04%-5.0pp | 22.75%-3.7pp | 478.89%-459.9pp |
| Employer contribution / active EE | $4,084 | $5,161-20.9% | $4,137-1.3% | $4,840-15.6% |
| Participant deferral / active EE | $11,162 | $6,440+73.3% | $5,506+102.7% | $6,343+76.0% |
| Admin fee / account holder | $401 | $13,262-97.0% | $10,281-96.1% | $12,316-96.7% |