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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,294 | $254,759-49.6% | $216,567-40.8% | $198,609-35.4% |
| Participation rate | 82.4% | 84.5%-2.2pp | 81.6%+0.7pp | 82.4%0pp |
| Annual return | 16.14% | 10.04%+6.1pp | 12.94%+3.2pp | 202.70%-186.6pp |
| Employer contribution / active EE | $5,154 | $6,096-15.5% | $5,216-1.2% | $5,055+2.0% |
| Participant deferral / active EE | $11,258 | $6,948+62.0% | $6,191+81.9% | $6,977+61.4% |
| Admin fee / account holder | $652 | $26,311-97.5% | $21,981-97.0% | $19,030-96.6% |