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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,462 | $115,796+28.2% | $101,264+46.6% | $158,950-6.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.46% | 56.15%-40.7pp | 46.48%-31.0pp | 302.91%-287.4pp |
| Employer contribution / active EE | $8,103 | $4,175+94.1% | $3,660+121.4% | $4,762+70.2% |
| Participant deferral / active EE | $7,731 | $4,958+55.9% | $4,370+76.9% | $5,983+29.2% |
| Admin fee / account holder | $8,999 | $7,247+24.2% | $5,947+51.3% | $11,248-20.0% |