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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,426 | $88,702+5.3% | $81,780+14.2% | $145,978-36.0% |
| Participation rate | 77.8% | 75.0%+2.7pp | 72.4%+5.4pp | 80.3%-2.5pp |
| Annual return | 11.79% | 1029.12%-1017.3pp | 776.27%-764.5pp | 550.52%-538.7pp |
| Employer contribution / active EE | $2,946 | $3,084-4.5% | $2,914+1.1% | $4,662-36.8% |
| Participant deferral / active EE | $9,043 | $4,645+94.7% | $4,321+109.3% | $6,690+35.2% |
| Admin fee / account holder | $2,608 | $8,414-69.0% | $7,384-64.7% | $13,400-80.5% |