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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,281 | $58,848-79.1% | $88,179-86.1% | $82,637-85.1% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.1%+30.9pp | 68.1%+31.9pp |
| Annual return | 9.70% | 22.76%-13.1pp | 64.97%-55.3pp | 53.51%-43.8pp |
| Employer contribution / active EE | $1,580 | $1,678-5.8% | $2,549-38.0% | $2,552-38.1% |
| Participant deferral / active EE | $2,755 | $3,124-11.8% | $4,614-40.3% | $4,126-33.2% |
| Admin fee / account holder | $686 | $4,795-85.7% | $7,673-91.1% | $7,339-90.7% |